Simplistic living and financial independence.

 


A while ago, I turned my attention to the idea of minimalism. It was a good idea when I found it and upon further study, thought it to be practical and freeing.

While a good idea, I found myself having to reverse engineer and alter minimalism to fit who I am (and what I was already happy with about myself). As a result, I’ve turned conventional minimalism into “portablism”. Meaning I have plenty of things, but they can all fit in two bags.

That said, I still live a simple life, but what about financial independence? There are people out there who get up everyday to sit in traffic and attend a job they hate. While I don’t agree and would never do that, I acknowledge these people as heroes. They’re doing their best in a bad situation for duty and responsibility. Many of whom also provide services which I use everyday.

But for those who don’t want to be veterans of the grind, how do you live? How do you financially thrive?

First off, If you’re the type trying to flex and live the Champaign life, this isn’t for you. Go out and play the credit score and card game if that’s what you’re out get out of life.

For those of us who want freedom that counts, you gotta keep it smaller and a little bit tighter. While a viable option, I’m not going to suggest you live in an RV or Van. Because I’ve done that and found that it wasn’t for me.

While I’ve spent a few years digital nomading and back packing overseas, It’s more draining financially. Don’t get me wrong, I LOVE the travel life. However, travel life and simplicity living don’t always mix well without deep pockets.

Money….

I have no particular great love for money, and am generally annoyed by capitalism but I understand and respect money’s power to expedite and gain access to higher quality services. I understand its role in building a platform and it’s ability to influence and make things happen. Money is a necessary perceived evil that can bridge between one’s life and the freedom one may be seeking.

So how do we tackle this obstacle? How do we get that independence. Well for ME, I have a number of ways. Feel free to pick through this list and find what works for you.

1. Artistic pursuits
After decades of toil, I can honestly say that I am a paid artist. How? Well in terms of music, I have iTunes. Aside from that, I’m an ASCAP member. Four times a year I get a direct deposit from Ascap for varying amounts.

It’s not F-you money, I’m not eating dinosaur eggs and unicorn steaks. But I go to bed when I want, wake up when I want and move as I please.

In regards to visual Arts, I tend to be extremely private with my art, I have paintings that will probably only be seen after I’m long gone. I do however make logos and freelance graphic design.

Contract work is more often than not a pain in the ass, especially when it’s time to get paid. But it’s a good living if you’re rooted in practical reality.

Would I rather travel in a private Jet? Of course! But it’s not a life imperative. The “between” within present location and destination is usually shorter than the good times at either end.

2. Streaming donations

I am always happy to receive donations, I don’t live or die by them though. I’ve seen streamers accumulate thousands. I myself have yet to see those numbers,

3. The cryptocurrency game

This is something a good friend (damn near brother) got me into. In 2020, cryptocurrency seems to be an interesting if not long game. I’ve made a modest bit of profit from it, only because I’ve bought in low and shaved profit high.

While it would be nice to see a currently $0.27 token jump to $50.00 or $589.00, it’s still only slightly better than the lottery to me. Better than the lottery but not better than the stock market.

4. Stock market
While the pandemic has been awful for many, it has actually opened the doors of opportunity. With the global lockdown and economic depression, stocks have tanked.

The current rebound has made for a nice bit of coin. Moneygram stock went up as well as several oil companies in this rebound.

The stock market, along with cryptocurrency are two things that get the “education and arts” spending of my metaphorical national budget. While my good friend is betting the farm, he also has higher stakes (without putting his business out there).

Point is, I don’t spend high, therefore my payouts are lower.

5. Personal savings
My circumstances may differ from yours. I’m living off of the money from the san francisco house sold in 2010. The bank account has seen better days. The fact remains that Again, I do what I want. I come and go as I please.

Again, other factors play a role, such as whether or not you take care of kids or even adults who might be special needs or parasitic.

Personal responsibility to others can be a financial drain and a hindrance. However, male and female should use birth control if you’re not fully committed to children.

Caring for the sick and or elderly on the other hand, is a noble thing all it’s own. I know I have my nerve speaking on this, but if you’ve been blessed to have parents who love and care for you, you should honor them in their declining years by being by their side, rather than sticking them in adult care, but That’s another story.

Point is, if you’re free, talented, have skills, and have your feet planted and rooted in simplicity, humility and practicality, you can have financial independence with ease.

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