Personal log

It took several years and a couple hundred dollars to become Mr.Dubois

Marquis Dubois, such a cool sounding name. It just rolls off the tongue, sorta. Just sounds like a guy with that name would just be oozing with confidence, eating croissants and rocking designer. Funny thing is, I wasn’t born with that name. I mean, I was born marquis, just not Dubois.  The story is, as …

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21 and Stop

There are a few personal life truths I’ve come to both accept and eventually embrace. * I’m never going to get married. * I’m never going to have children, much less grandchildren. * I’ve stopped maturing after 21. All of these came in several epiphanies over the years, That final one however is the latest, …

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So if the borders are closed and homeownership isn’t my goal, Why am I giving a F*** about credit, again?

I stated before that my primary use for credit is entirely travel based. My nephew loves to preach about the importance of it, citing examples such as high profile Instagram and YouTubers leveraging their credit against the “image” of their high-end lifestyles. Or the need to have a bigger amount of working capital to make …

So if the borders are closed and homeownership isn’t my goal, Why am I giving a F*** about credit, again? Read More »